Accessing Super For IVF Treatment

Your Family Journey Starts Here

Early Release of Super for IVF

Whether you are just starting or have been trying to conceive for a while, the journey ahead should and needs to be as stress-free and relaxed as possible!

SuperCare understands that whilst the wonder of IVF can provide answers, the process does come at a significant financial cost.

1 in 6 couples experience fertility issues. You are not on your own; we're here to help you.

SuperCare’s expertise is to facilitate the Early Release of Superannuation Application process (via the Australian Taxation Office, (ATO)- to pay for a range of medical procedures, including IVF.

The servicing of IVF Clients is SuperCare’s primary specialist capability and, whilst SuperCare has helped countless Australians apply for the Early Release of their Superannuation to pay IVF expenses – many in the community are still not aware of this payment option.

SuperCare can assist in several ways, including:

  • Offering guidance and support to help you navigate the IVF process
  • Facilitating funding assistance to cover IVF costs, so you can focus on the ultimate goal – having your baby
  • Offering a specialized health program for couples trying to conceive, called My Fertility Wellness, which aims to enhance natural fertility

There are a number of Women’s Health related factors that may negatively impact on your ability to conceive. Whilst consultation with a fertility specialist can clarify the options, SuperCare can facilitate the ERS Application for a range of interventions, including:

  • IVF/ICSI/IUI
  • Donor Egg
  • Donor Sperm
  • Gynaecology Procedures
  • My Fertility Wellness program
  • Women’s mental health counselling
  • Endometriosis treatment
  • Breast cancer treatment

Please note that superannuation fund trustees may refuse to release superannuation funds depending on their own policies, despite an applicant's receipt of the ATO's approval.

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How SuperCare Works

SuperCare’s unique and innovative service provides assistance to individuals and their families in times of need. We do this by facilitating your application for early release of superannuation with the Australian Tax Office so that you can then apply to your superannuation fund for this early release.

Please note your fund trustee has a discretion to decide whether or not it will release your superannuation according to its own policies. Should the trustee agree to release your superannuation, you are able to use those funds to pay for medical treatment or funeral expenses that you would otherwise be unable to pay for.

It is possible to use superannuation funds to pay for some medical procedures for family members - so long as the family member is eligible pursuant to the Superannuation Industry (Supervision) Act 1993. For further information about the eligibility of your family member(s) as well as the types of medical services available to eligible family member(s), please contact us. SuperCare’s role is to facilitate the application process to the Australian Tax Office (ATO), which is vital to your application to your fund for the early release of your superannuation, by providing the following services:

We educate you so that you understand the complexities of the legislation surrounding early release of superannuation and how the Early Release Superannuation (ERS) Program works.
Our trained professional consultants provide support and guidance with your service provider and in completing the application and dealing with the ATO, who assess applications for the ERS program.
Our trained professional consultants provide support and guidance with your service provider and in completing the application and dealing with the ATO, who assess applications for the ERS program.