Reconstructive Surgery Funding

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Early Release of Super Through The Australian Taxation Office

SuperCare aims to help patients overcome their mental and physical anguish associated with their conditions by facilitating access to the Early Release of Super Scheme via the Australian Taxation Office (ATO) so that, upon receipt of the ATO's approval, patients may approach their superannuation fund trustee for the early release of superannuation. Some of these conditions include:

- Maxillofacial
- Cancer including Mastectomy
- Otorhinolaryngology concerning cancers and benign tumours of the head and neck
- Breast Reconstruction following Mastectomy or Lumpectomy
- Apron Effect (circumferential excess) associated with inflammation and infection
- Sagging and pulling of skin post bariatric surgery
- Trauma as a result of accidents or injury
- Scarring caused by severe burns, accidents or injury

Please note that the superannuation fund trustee may refuse to release the superannuation funds based upon its own policies, despite receipt of an approval from the ATO.

It is possible to use superannuation funds to pay for some medical procedures for family members - so long as the family member is eligible pursuant to the Superannuation Industry (Supervision) Act 1993. For further information about the eligibility of your family member(s) as well as the types of medical services available to eligible family member(s), please contact us.

To find out if your condition is eligible under the ERS Scheme, please complete our online enquiry form or call 1300 665 440.

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HOW SUPERCARE WORKS

SuperCare’s unique and innovative service provides assistance to individuals and their families in times of need. We do this by facilitating your application for early release of superannuation with the Australian Tax Office so that you can then apply to your superannuation fund for this early release.

Please note your fund trustee has a discretion to decide whether or not it will release your superannuation according to its own policies. Should the trustee agree to release your superannuation, you are able to use those funds to pay for medical treatment or funeral expenses that you would otherwise be unable to pay for.

It is possible to use superannuation funds to pay for some medical procedures for family members - so long as the family member is eligible pursuant to the Superannuation Industry (Supervision) Act 1993. For further information about the eligibility of your family member(s) as well as the types of medical services available to eligible family member(s), please contact us. SuperCare’s role is to facilitate the application process to the Australian Tax Office (ATO), which is vital to your application to your fund for the early release of your superannuation, by providing the following services:

We educate you so that you understand the complexities of the legislation surrounding early release of superannuation and how the Early Release Superannuation (ERS) Program works.
Our trained professional consultants provide support and guidance with your service provider and in completing the application and dealing with the ATO, who assess applications for the ERS program.
Your application is assessed by the ATO. If the ATO approves your application, you will receive an approval letter that needs to be supplied to your fund, who will then assess your request for the withdrawal of superannuation.