Reconstructive Surgery Funding

Look Great and Feel Better

Reconstructive Surgery

Reconstructive surgery is classified as improving bodily function and performed only on abnormal structures of the body caused by congenital defects, developmental abnormalities, trauma, infection, tumours or disease amongst other health issues and concerns. These are scaled on a reconstructive ladder by Surgeons to describe the complex management of wounds. While there are some variations in the ladder, it largely remains as:

Rung 1: Healing by Secondary Intention
Rung 2: Primary Closure
Rung 3: Delayed Primary Closure
Rung 4: Split Thickness Graft
Rung 5: Full Thickness Skin Graft
Rung 6: Tissue Expansion
Rung 7: Random Flap
Rung 8: Axial Flap
Rung 9: Free Flap

All Reconstructive Surgeries eligible for ERS Funding are on the advice of Specialist Plastic Surgeons trained under the Royal College of Plastic Surgeons. Claims are considered eligible if they fall under the category of extreme pain and anguish associated with patient health conditions. These conditions will be causing undue harm to patients resulting in the increased mental and physical pain and suffering. Untreated conditions can lead to worsened effects on patient livelihood.

Early Release of Super Through The Australian Taxation Office

SuperCare aims to help patients overcome their mental and physical anguish associated with their conditions by facilitating access to the Early Release of Super Scheme via the Australian Taxation Office (ATO) so that, upon receipt of the ATO's approval, patients may approach their superannuation fund trustee for the early release of superannuation. Some of these conditions include:

- Maxillofacial
- Cancer including Mastectomy
- Otorhinolaryngology concerning cancers and benign tumours of the head and neck
- Breast Reconstruction following Mastectomy or Lumpectomy
- Apron Effect (circumferential excess) associated with inflammation and infection
- Sagging and pulling of skin post bariatric surgery
- Trauma as a result of accidents or injury
- Scarring caused by severe burns, accidents or injury

Please note that the superannuation fund trustee may refuse to release the superannuation funds based upon its own policies, despite receipt of an approval from the ATO.

It is possible to use superannuation funds to pay for some medical procedures for family members - so long as the family member is eligible pursuant to the Superannuation Industry (Supervision) Act 1993. For further information about the eligibility of your family member(s) as well as the types of medical services available to eligible family member(s), please contact us.

To find out if your condition is eligible under the ERS Scheme, please complete our online enquiry form or call 1300 665 440.

How Can SuperCare Help?

SuperCare's specialised service assists individuals and family members with their applications to the Australian Tax Office (ATO). Upon receipt of an approval from the ATO, our clients can make an application to their superannuation fund for the early release of superannuation for medically required Plastic Surgery to reduce mental and physical pain and suffering associated with a number of medical issues.
SuperCare works in conjunction with many of Australia’s top Specialist Plastic Surgeons to ensure you have access to the best medical professionals available.

It is possible to use superannuation funds to pay for some medical procedures for family members - so long as the family member is eligible pursuant to the Superannuation Industry (Supervision) Act 1993. For further information about the eligibility of your family member(s) as well as the types of medical services available to eligible family member(s), please contact us

Disclaimer: All information is in accordance with information from the Australian Society of Plastic Surgeons. SuperCare aims to be as transparent as possible when it comes to the education and accreditation of our associated surgeons.

Enquire Online

Submit Your Details Below

 

TESTIMONIALS

Share on social media

HOW SUPERCARE WORKS

SuperCare’s unique and innovative service provides assistance to individuals and their families in times of need. We do this by facilitating your application for early release of superannuation with the Australian Tax Office so that you can then apply to your superannuation fund for this early release.

Please note your fund trustee has a discretion to decide whether or not it will release your superannuation according to its own policies. Should the trustee agree to release your superannuation, you are able to use those funds to pay for medical treatment or funeral expenses that you would otherwise be unable to pay for.

It is possible to use superannuation funds to pay for some medical procedures for family members - so long as the family member is eligible pursuant to the Superannuation Industry (Supervision) Act 1993. For further information about the eligibility of your family member(s) as well as the types of medical services available to eligible family member(s), please contact us. SuperCare’s role is to facilitate the application process to the Australian Tax Office (ATO), which is vital to your application to your fund for the early release of your superannuation, by providing the following services:

We educate you so that you understand the complexities of the legislation surrounding early release of superannuation and how the Early Release Superannuation (ERS) Program works.
Our trained professional consultants provide support and guidance with your service provider and in completing the application and dealing with the ATO, who assess applications for the ERS program.
Your application is assessed by the ATO. If the ATO approves your application, you will receive an approval letter that needs to be supplied to your fund, who will then assess your request for the withdrawal of superannuation.