Orthopaedic Funding

SuperCare, with our innovative service, can facilitate your application
for funding on many orthopaedic surgery procedures.

Orthopaedic Funding

At SuperCare, we believe all Australians should be entitled to a healthy, pain-free life, regardless of their financial situation. Unfortunately, many Australians live in pain or with deformation for years, simply because they cannot afford the costs of Orthopaedic surgery.

Did you know that you can apply for early release of your superannuation to pay for Orthopaedic surgery?

SuperCare exists to help simplify the process of applying to the Australian Taxation Office (ATO) so that you can then take the ATO's approval, if granted, to your superannuation fund trustee and request the early release of your superannuation in order to fund Orthopaedic procedures, such as:

  • Knee surgery or knee replacement
  • Hip replacement or hip surgery
  • Shoulder reconstruction
  • Arthroscopic surgery
  • Anterior Cruciate Ligament (ACL) reconstructions
  • Spinal fusion

Using your superannuation to fund your Orthopaedic surgery could be the difference between waiting for months or even years on the public health waiting list – or worse – not having the surgery at all.

Also, many of Australia’s private health funds require you to have specific cover with long waiting periods before paying for these procedures. SuperCare understands that sometimes you can’t wait, because you can’t always foresee when you’ll need surgery.

We care about getting you healthy and pain-free as soon as possible, which is why we’ve opened up the opportunity for everyone to consider this surgical option through the private health system, meaning you can choose both your surgeon and the hospital. We’ve partnered with Australia’s leading Orthopaedic Surgeons, so you know you’re in safe and capable hands.

Please note that your superannuation fund trustee may refuse to release the superannuation funds based upon its own policies, despite your receipt of the ATO's approval.

It is possible to use superannuation funds to pay for some medical procedures for family members - so long as the family member is eligible pursuant to the Superannuation Industry (Supervision) Act 1993. For further information about the eligibility of your family member(s) as well as the types of medical services available to eligible family member(s), please contact us.

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HOW SUPERCARE WORKS

SuperCare’s unique and innovative service provides assistance to individuals and their families in times of need. We do this by facilitating your application for early release of superannuation with the Australian Tax Office so that you can then apply to your superannuation fund for this early release.

Please note your fund trustee has a discretion to decide whether or not it will release your superannuation according to its own policies. Should the trustee agree to release your superannuation, you are able to use those funds to pay for medical treatment or funeral expenses that you would otherwise be unable to pay for.

It is possible to use superannuation funds to pay for some medical procedures for family members - so long as the family member is eligible pursuant to the Superannuation Industry (Supervision) Act 1993. For further information about the eligibility of your family member(s) as well as the types of medical services available to eligible family member(s), please contact us. SuperCare’s role is to facilitate the application process to the Australian Tax Office (ATO), which is vital to your application to your fund for the early release of your superannuation, by providing the following services:

We educate you so that you understand the complexities of the legislation surrounding early release of superannuation and how the Early Release Superannuation (ERS) Program works.
Our trained professional consultants provide support and guidance with your service provider and in completing the application and dealing with the ATO, who assess applications for the ERS program.
Your application is assessed by the ATO. If the ATO approves your application, you will receive an approval letter that needs to be supplied to your fund, who will then assess your request for the withdrawal of superannuation.